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Terms of Service

Last updated: July 11, 2026

These Terms govern your use of the FolioSum mobile application and related services (the "Service"). By using the Service you agree to these Terms. If you do not agree, do not use the Service.

1. What FolioSum does

FolioSum helps you track crypto and traditional-asset holdings across wallets and exchanges. Balances and prices are gathered from third-party sources and shown for your convenience. FolioSum is an informational tool only. It is not financial, investment, tax, or legal advice, and it does not custody, move, or have spending access to your funds.

2. Accuracy and third-party data

Prices, balances, and on-chain data come from external providers (including exchanges, price feeds, and DeBank). We do not guarantee that this information is accurate, complete, current, or uninterrupted, and you should not rely on it for financial decisions without independent verification.

3. Your responsibilities

4. Prepaid sync credit

Some optional features — such as server-assisted wallet syncing — consume prepaid "credit" that you can buy in advance. Credit is a prepaid balance denominated in usage units and is used to pay for the third-party data lookups those features perform.

5. Payments

Top-ups are processed by NOWPayments, a third-party crypto payment provider, on their checkout page. We credit your balance based on the amount actually received. Because payments are made in cryptocurrency and settle on public networks, you are responsible for sending the correct amount to the correct address; we are not responsible for losses caused by user error or by the payment provider or network.

6. Refunds

Prepaid credit is generally non-refundable, and credit that has already been consumed cannot be refunded. Where a refund is required by applicable law, it will be limited to unused credit. To request one, contact us.

7. Availability by region

Certain purchase options are only offered in regions where they are permitted. Availability of features may vary by country and may change over time.

8. Acceptable use

You agree not to misuse the Service, including: attempting to bypass credit metering, overloading or probing our systems, reverse-engineering the Service except as allowed by law, or using it for unlawful purposes.

9. Service "as is"

The Service is provided "as is" and "as available", without warranties of any kind, to the maximum extent permitted by law. We do not warrant that the Service will be uninterrupted, secure, or error-free.

10. Limitation of liability

To the maximum extent permitted by law, we are not liable for any indirect, incidental, special, or consequential damages, or for any loss of profits, funds, or data, arising from your use of the Service or reliance on data shown in it. Our total liability for any claim will not exceed the amount of credit you paid us in the three months before the claim.

11. Termination

You may stop using the Service at any time. We may suspend or terminate access if you violate these Terms or to comply with law. You can request account deletion by contacting us.

12. Changes to these Terms

We may update these Terms. Material changes will be reflected by updating the "Last updated" date. Continued use after changes means you accept the updated Terms.

13. Governing law

These Terms are governed by the laws of the Republic of Türkiye, without regard to conflict-of-law rules. The courts located in Türkiye shall have jurisdiction over any dispute arising from these Terms.

14. Contact

support@foliosum.app