Last updated: October 7, 2026
These Terms govern your use of the FolioSum mobile application and related services (the "Service"). By using the Service you agree to these Terms. If you do not agree, do not use the Service.
FolioSum helps you track crypto and traditional-asset holdings across wallets and exchanges. Balances and prices are gathered from third-party sources and shown for your convenience. FolioSum is an informational tool only. It is not financial, investment, tax, or legal advice, and it does not custody, move, or have spending access to your funds.
Prices, balances, and on-chain data come from external providers (including exchanges, price feeds, and DeBank). We do not guarantee that this information is accurate, complete, current, or uninterrupted, and you should not rely on it for financial decisions without independent verification.
Signing in and the optional cloud copy are your choice; the App works without them. If you turn the cloud copy on, a copy of your portfolio is stored in your account as described in the Privacy Policy — readable by the account, with exchange and brokerage keys only in a passphrase-encrypted block. You are responsible for choosing and safeguarding that passphrase: we cannot reset or recover it, and without it encrypted keys and legacy encrypted backups cannot be opened by anyone. Backups are a convenience, not a guarantee; keep your own records of anything important. You can turn the cloud copy off and delete your cloud data, or delete your account, inside the App. Deleting your account permanently removes your remaining credit balance without refund.
Some optional features — such as server-assisted wallet syncing — consume prepaid "credit" that you can buy in advance. Credit is a prepaid balance denominated in usage units and is used to pay for the third-party data lookups those features perform.
Top-ups are processed by NOWPayments, a third-party crypto payment provider, on their checkout page. We credit your balance based on the amount actually received. Because payments are made in cryptocurrency and settle on public networks, you are responsible for sending the correct amount to the correct address; we are not responsible for losses caused by user error or by the payment provider or network.
All payments for credit are final and non-refundable, and credit that has already been consumed cannot be refunded. Where a refund is nonetheless required by applicable law, it will be limited to unused credit. To request one, contact us.
Certain purchase options are only offered in regions where they are permitted. Availability of features may vary by country and may change over time.
You agree not to misuse the Service, including: attempting to bypass credit metering, overloading or probing our systems, reverse-engineering the Service except as allowed by law, or using it for unlawful purposes.
The Service is provided "as is" and "as available", without warranties of any kind, to the maximum extent permitted by law. We do not warrant that the Service will be uninterrupted, secure, or error-free, or that balances, prices, alerts or backups will be accurate, timely or recoverable. Third-party providers (exchanges, data providers, SnapTrade, NOWPayments, Google) operate under their own terms and are outside our control.
To the maximum extent permitted by law, we are not liable for any indirect, incidental, special, or consequential damages, or for any loss of profits, funds, or data, arising from your use of the Service or reliance on data shown in it. This includes losses resulting from API keys you created with excessive permissions, private keys or seed phrases you entered, lost or compromised devices or passphrases, or the actions of third-party providers. Our total liability for any claim will not exceed the amount of credit you paid us in the three months before the claim.
You may stop using the Service at any time. We may suspend or terminate access if you violate these Terms or to comply with law. You can delete your account inside the App (Account → Delete my account) or by contacting us.
We may update these Terms. Material changes will be reflected by updating the "Last updated" date. Continued use after changes means you accept the updated Terms.
These Terms are governed by the laws of the Republic of Türkiye, without regard to conflict-of-law rules. The courts located in Türkiye shall have jurisdiction over any dispute arising from these Terms.