How it works

Free to use

FolioSum is free. There's no subscription and no ads. You can track wallets, exchanges, and manual holdings across multiple portfolios without paying anything.

Your keys, your device

Exchange API keys and wallet addresses you enter are stored locally on your phone — not on our servers. Use read-only API keys: FolioSum only reads balances and never has withdrawal or trading access to your funds.

Exchanges

Add a read-only API key for any supported exchange (32+ CEX & DEX) and your balances are read directly from that exchange. This is free.

Wallets & DeFi

Native wallet balances — BTC, ETH, SOL, Tron, Litecoin, Dogecoin, TON, XRP, Bitcoin Cash, Dash, Zcash, Stellar, Cardano, Cosmos, Sui, Aptos, Osmosis, Celestia, Injective, Sei, NEAR, Algorand, Starknet, Hedera, Kaspa and Polkadot — are read from free public sources, no DeBank needed. DeBank is only for the extras: ERC-20 (and other) tokens, multi-chain aggregation across 100+ EVM chains, and DeFi positions. For those you have two options:

Use your own DeBank API key — enter it in the app and wallet/DeFi syncing is free (you pay DeBank directly, if applicable).
Optional prepaid credit — don't want to manage a DeBank key? You can buy a small prepaid balance and we run the DeBank lookups for you. It's pay-as-you-go usage credit, not a subscription.

The prepaid credit is one shared balance, also used by SnapTrade brokerages. So it's never spent on wallet/DeFi automatically — in the app's API-key screen, turn on "Use my credit for wallet & DeFi (DeBank)" to enable it. Left off, wallets simply show native balances for free.

Keep DeBank usage low

Only wallet/DeFi syncs use DeBank — exchange balances, manual entries, and prices are always free. Whether you use your own DeBank key or prepaid credit, these tips cut usage:

Turn off DeFi scan for wallets that only hold tokens (no staking/LP/lending). The DeFi (protocol) scan is the expensive part; leaving it off drops a wallet's cost by roughly two-thirds. Use the DeFi toggle on each EVM wallet.
Disable wallets you rarely check. A disabled wallet isn't synced. Enable it, do one Refresh All to pull fresh data, then disable it again — you keep the last known balances without paying to re-sync every time.
Only EVM wallets use DeBank's DeFi scan. BTC and SOL wallets don't, so there's nothing to tune there.
Prices refresh for free, so a plain price refresh never costs anything — only a full sync touches wallets.

What costs what

Credit is prepaid and optional. Nothing below is charged unless you explicitly enable it.

Action	Cost
Manual entries, prices, portfolios, alerts, backup	Free
All 32 crypto exchanges (your read-only keys)	Free
Native wallet balances on 26 chains	Free
Precious metals, crude oil & Brent prices	Free
EVM wallet tokens (DeBank)	18 credits per wallet, per sync
EVM DeFi positions (DeBank, optional toggle)	+30 credits per wallet, per sync
Brokerages via SnapTrade	5,000 credits (≈ $1.50) per month while connected — one charge for any number of brokers
Brokerage “Refresh now” (optional)	250 credits (≈ $0.075) per refresh

≈ 3,333 credits ≈ $1. Daily brokerage updates are included in the monthly charge; the manual refresh button is only there when you don't want to wait. Using your own DeBank key instead of credit costs you nothing here.

Optional prepaid sync credit

Only needed if you want hands-off wallet/DeFi syncing without your own DeBank key. Buy what you want, spend it as you go. Sign in with the same account you use in the app; credit is added automatically.

Buy credit →

Payments are final and non-refundable. Pricing depends on third-party costs and may change for future purchases. See our Terms.